.sbe-body{background:var(--bg);color:var(--ink)}
.sbe-page{overflow:hidden}
.sbe-page section{padding:96px 0}
.sbe-page a:focus-visible,.sbe-page button:focus-visible,.sbe-page input:focus-visible,.sbe-page select:focus-visible,.sbe-page summary:focus-visible{outline:3px solid color-mix(in srgb,var(--teal) 32%,transparent);outline-offset:3px}
.sbe-kicker{font-family:'Spline Sans Mono',monospace;font-size:.7rem;font-weight:600;letter-spacing:.13em;text-transform:uppercase;color:var(--teal)}

.sbe-hero{position:relative;padding:58px 0 72px!important;background:radial-gradient(circle at 82% 18%,color-mix(in srgb,var(--beak-soft) 70%,transparent),transparent 29%),linear-gradient(180deg,var(--bg),var(--bg-soft))}
.sbe-hero::after{content:"";position:absolute;inset:auto 0 0;height:1px;background:var(--line)}
.sbe-breadcrumb{position:static!important;display:flex;align-items:center;gap:9px;margin:0 0 54px;background:none!important;border:0!important;box-shadow:none!important;backdrop-filter:none!important;color:var(--ink-soft);font-size:.82rem}
.sbe-breadcrumb a{color:var(--ink-soft);text-decoration:none}
.sbe-breadcrumb a:hover{color:var(--teal)}
.sbe-hero__grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(320px,.75fr);gap:76px;align-items:center}
.sbe-hero__copy h1{max-width:780px;margin:0 0 24px;font-size:clamp(3rem,7vw,5.65rem);line-height:.91;letter-spacing:-.058em}
.sbe-hero__copy h1 span{color:var(--teal)}
.sbe-hero__copy>p{max-width:670px;margin:0 0 30px;color:var(--ink-soft);font-size:1.16rem;line-height:1.72}
.sbe-hero__copy .btn{display:inline-flex;text-decoration:none}
.sbe-hero__panel{position:relative;padding:28px;border:1px solid color-mix(in srgb,var(--teal) 20%,var(--line));border-radius:26px;background:color-mix(in srgb,var(--card) 94%,transparent);box-shadow:0 24px 60px rgba(12,42,51,.13);overflow:hidden}
.sbe-hero__panel::before{content:"";position:absolute;width:170px;height:170px;right:-80px;top:-90px;border-radius:50%;background:color-mix(in srgb,var(--teal) 12%,transparent)}
.sbe-hero__panel-top{position:relative;display:flex;align-items:center;justify-content:space-between;margin-bottom:25px;color:var(--ink-soft);font-size:.84rem}
.sbe-hero__panel-top i{width:10px;height:10px;border-radius:50%;background:#21a67a;box-shadow:0 0 0 7px rgba(33,166,122,.12);animation:sbeBreathe 2.7s ease-in-out infinite}
.sbe-hero__panel>strong{display:block;font-family:'Bricolage Grotesque',sans-serif;font-size:clamp(2.2rem,4vw,3.45rem);line-height:1;letter-spacing:-.05em}
.sbe-hero__panel>p{margin:8px 0 24px;color:var(--ink-soft)}
.sbe-hero__mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:18px}
.sbe-hero__mini-grid div{padding:13px;border-radius:13px;background:var(--bg-soft)}
.sbe-hero__mini-grid span,.sbe-hero__mini-grid b{display:block}
.sbe-hero__mini-grid span{font-size:.74rem;color:var(--ink-soft)}
.sbe-hero__mini-grid b{margin-top:2px;font-size:.92rem}
.sbe-hero__panel>small{display:block;color:var(--ink-soft);font-size:.74rem;line-height:1.5}
.sbe-proof{display:flex;flex-wrap:wrap;gap:10px 24px;margin:45px 0 0;padding:22px 0 0;border-top:1px solid var(--line);list-style:none;color:var(--ink-soft);font-size:.87rem}
.sbe-proof li{position:relative;padding-left:18px}
.sbe-proof li::before{content:"";position:absolute;left:0;top:.62em;width:7px;height:7px;border-radius:50%;background:var(--teal)}

.sbe-estimator-section{background:var(--bg)}
.sbe-section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:38px;margin-bottom:40px}
.sbe-section-heading h2{max-width:720px;margin:0;font-size:clamp(2.2rem,4.6vw,3.65rem);line-height:1.02;letter-spacing:-.045em}
.sbe-section-heading>p{max-width:390px;margin:0;color:var(--ink-soft);font-size:1rem}
.sbe-calculator-layout{display:grid;grid-template-columns:minmax(0,1.38fr) minmax(340px,.82fr);gap:22px;align-items:start}
.sbe-form,.sbe-results{border:1px solid var(--line);border-radius:24px;background:var(--card);box-shadow:var(--shadow)}
.sbe-form{padding:30px}
.sbe-form__header{display:flex;align-items:start;justify-content:space-between;gap:20px;margin-bottom:26px;padding-bottom:22px;border-bottom:1px solid var(--line)}
.sbe-form__header h3{margin:4px 0 0;font-size:1.55rem}
.sbe-text-button{border:0;background:none;color:var(--teal);font:700 .82rem 'Instrument Sans',sans-serif;cursor:pointer;padding:6px 0}
.sbe-text-button:hover{text-decoration:underline}
.sbe-field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.sbe-field{display:flex;min-width:0;flex-direction:column;gap:8px}
.sbe-field>span{display:flex;align-items:center;justify-content:space-between;gap:10px;font-size:.86rem;font-weight:700;line-height:1.3}
.sbe-field>span em{font-size:.69rem;font-style:normal;font-weight:500;color:var(--ink-soft)}
.sbe-field input,.sbe-field select{width:100%;min-height:50px;border:1px solid var(--line);border-radius:12px;background:var(--bg);color:var(--ink);font:600 .94rem 'Instrument Sans',sans-serif;padding:0 14px;transition:border-color .2s,box-shadow .2s,background .2s}
.sbe-field select{appearance:auto;cursor:pointer}
.sbe-field input:hover,.sbe-field select:hover{border-color:color-mix(in srgb,var(--teal) 45%,var(--line))}
.sbe-field input:focus,.sbe-field select:focus{border-color:var(--teal);box-shadow:0 0 0 4px color-mix(in srgb,var(--teal) 10%,transparent);outline:0}
.sbe-field small{color:var(--ink-soft);font-size:.72rem;line-height:1.48}
.sbe-input-suffix,.sbe-money-input{position:relative;display:flex;align-items:center;border:1px solid var(--line);border-radius:12px;background:var(--bg);overflow:hidden;transition:border-color .2s,box-shadow .2s}
.sbe-input-suffix:focus-within,.sbe-money-input:focus-within{border-color:var(--teal);box-shadow:0 0 0 4px color-mix(in srgb,var(--teal) 10%,transparent)}
.sbe-input-suffix input,.sbe-money-input input{min-width:0;border:0!important;border-radius:0;background:transparent;box-shadow:none!important}
.sbe-input-suffix b,.sbe-money-input>b,.sbe-money-input>span{flex:0 0 auto;padding:0 13px;color:var(--ink-soft);font-size:.73rem;font-weight:600}
.sbe-money-input>b{font-size:1rem;padding-right:0;color:var(--ink)}
.sbe-advanced-toggle{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;margin:28px 0 0;padding:18px 20px;border:1px solid color-mix(in srgb,var(--teal) 24%,var(--line));border-radius:15px;background:color-mix(in srgb,var(--teal) 5%,var(--card));color:var(--ink);text-align:left;cursor:pointer}
.sbe-advanced-toggle span,.sbe-advanced-toggle strong,.sbe-advanced-toggle small{display:block}
.sbe-advanced-toggle strong{font-size:.92rem}
.sbe-advanced-toggle small{margin-top:3px;color:var(--ink-soft);font-size:.73rem;font-weight:400}
.sbe-advanced-toggle>b{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--teal);color:#fff;font-size:1.1rem;transition:transform .2s}
.sbe-advanced-toggle[aria-expanded="true"]>b{transform:rotate(45deg)}
.sbe-advanced{padding:24px 0 2px}
.sbe-form__actions{display:flex;align-items:center;gap:12px;margin-top:26px;padding-top:24px;border-top:1px solid var(--line)}
.sbe-form__actions .btn{border:0;cursor:pointer}
.sbe-copy-status{min-height:20px;margin:10px 0 -8px;color:var(--teal);font-size:.76rem}

.sbe-results{position:sticky;top:92px;padding:27px;overflow:hidden}
.sbe-results::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--teal),var(--beak))}
.sbe-results__top{display:flex;align-items:center;justify-content:space-between;gap:14px}
.sbe-verdict-pill{display:inline-flex;align-items:center;gap:7px;padding:7px 10px;border-radius:999px;font-size:.7rem}
.sbe-verdict-pill i{width:7px;height:7px;border-radius:50%;background:currentColor;animation:sbeBreathe 2.7s ease-in-out infinite}
.sbe-verdict-pill.is-good{color:#087956;background:rgba(33,166,122,.12)}
.sbe-verdict-pill.is-neutral{color:var(--teal);background:color-mix(in srgb,var(--teal) 12%,transparent)}
.sbe-verdict-pill.is-caution{color:#a35b00;background:rgba(244,155,51,.16)}
.sbe-verdict-pill.is-bad{color:#b73333;background:rgba(183,51,51,.12)}
[data-theme="dark"] .sbe-verdict-pill.is-good{color:#75dfba}
[data-theme="dark"] .sbe-verdict-pill.is-caution{color:#ffc06f}
[data-theme="dark"] .sbe-verdict-pill.is-bad{color:#ff9494}
.sbe-price-result{padding:27px 0 23px}
.sbe-price-result>span{display:block;color:var(--ink-soft);font-size:.8rem}
.sbe-price-result>strong{display:block;margin:6px 0;font-family:'Bricolage Grotesque',sans-serif;font-size:clamp(2.25rem,4.7vw,3.55rem);line-height:1;letter-spacing:-.055em;color:var(--ink)}
.sbe-price-result>p{margin:0;color:var(--ink-soft);font-size:.82rem}
.sbe-result-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.sbe-result-grid>div{min-width:0;padding:13px;border-radius:13px;background:var(--bg-soft)}
.sbe-result-grid span,.sbe-result-grid strong{display:block}
.sbe-result-grid span{font-size:.68rem;color:var(--ink-soft)}
.sbe-result-grid strong{margin-top:3px;font-size:.89rem;overflow-wrap:anywhere}
.sbe-scores{display:grid;gap:14px;margin:23px 0;padding:21px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sbe-score>div:first-child{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:6px;font-size:.74rem}
.sbe-score>div:first-child span{color:var(--ink-soft)}
.sbe-score__track{height:6px;border-radius:99px;background:var(--bg-soft);overflow:hidden}
.sbe-score__track i{display:block;width:0;height:100%;border-radius:inherit;background:linear-gradient(90deg,var(--teal),#20a77c);transition:width .45s ease}
.sbe-assessment{padding:17px;border-radius:15px;background:color-mix(in srgb,var(--teal) 7%,var(--bg-soft));border:1px solid color-mix(in srgb,var(--teal) 16%,var(--line))}
.sbe-assessment>span{color:var(--teal);font:600 .67rem 'Spline Sans Mono',monospace;text-transform:uppercase;letter-spacing:.1em}
.sbe-assessment h3{margin:6px 0;font-size:1.07rem;line-height:1.3}
.sbe-assessment p{margin:0;color:var(--ink-soft);font-size:.79rem;line-height:1.55}
.sbe-findings{display:grid;gap:18px;margin-top:20px}
.sbe-findings h4{margin:0 0 7px;font-size:.8rem}
.sbe-findings ul{display:grid;gap:7px;margin:0;padding:0;list-style:none}
.sbe-findings li{position:relative;padding-left:17px;color:var(--ink-soft);font-size:.76rem;line-height:1.45}
.sbe-findings li::before{content:"";position:absolute;left:0;top:.55em;width:6px;height:6px;border-radius:50%;background:var(--teal)}
#riskGroup li::before{background:var(--beak)}
.sbe-breakdown{margin-top:20px;border-top:1px solid var(--line)}
.sbe-breakdown summary{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:18px 0 8px;list-style:none;cursor:pointer;color:var(--ink);font-size:.79rem;font-weight:700}
.sbe-breakdown summary::-webkit-details-marker{display:none}
.sbe-breakdown summary span{font-size:1rem;transition:transform .2s}
.sbe-breakdown[open] summary span{transform:rotate(45deg)}
.sbe-breakdown dl{margin:4px 0 0}
.sbe-breakdown dl div{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:8px 0;border-bottom:1px solid var(--line);font-size:.73rem}
.sbe-breakdown dt{color:var(--ink-soft)}
.sbe-breakdown dd{font-weight:700}
.sbe-disclaimer{margin:18px 0 0;color:var(--ink-soft);font-size:.68rem;line-height:1.5}

.sbe-market-section{background:linear-gradient(180deg,var(--bg-soft),var(--bg))}
.sbe-benchmark-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.sbe-benchmark-grid article{display:flex;flex-direction:column;min-height:240px;padding:24px;border:1px solid var(--line);border-radius:19px;background:var(--card)}
.sbe-benchmark-grid span{color:var(--ink-soft);font-size:.75rem}
.sbe-benchmark-grid strong{display:block;margin:12px 0 10px;font-family:'Bricolage Grotesque',sans-serif;font-size:2rem;line-height:1;letter-spacing:-.04em}
.sbe-benchmark-grid p{margin:0 0 20px;color:var(--ink-soft);font-size:.84rem;line-height:1.55}
.sbe-benchmark-grid a{margin-top:auto;color:var(--teal);font-size:.78rem;font-weight:700}
.sbe-method-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:30px}
.sbe-method-grid article{padding:21px 18px;border-left:2px solid var(--line)}
.sbe-method-grid article>b{color:var(--beak);font:600 .72rem 'Spline Sans Mono',monospace}
.sbe-method-grid h3{margin:10px 0 8px;font-size:1rem}
.sbe-method-grid p{margin:0;color:var(--ink-soft);font-size:.78rem;line-height:1.55}
.sbe-policy-note{display:grid;grid-template-columns:minmax(220px,.75fr) minmax(0,1.25fr);gap:40px;margin-top:42px;padding:28px;border:1px solid color-mix(in srgb,var(--beak) 32%,var(--line));border-radius:20px;background:color-mix(in srgb,var(--beak-soft) 58%,var(--card))}
.sbe-policy-note span{font:600 .68rem 'Spline Sans Mono',monospace;text-transform:uppercase;letter-spacing:.12em;color:#9d5700}
.sbe-policy-note h3{margin:7px 0 0;font-size:1.38rem}
.sbe-policy-note p{margin:0;color:var(--ink-soft);font-size:.88rem;line-height:1.65}
.sbe-policy-note a{color:var(--teal);font-weight:700}
.sbe-policy-note code{font-family:'Spline Sans Mono',monospace;font-size:.8em}
[data-theme="dark"] .sbe-policy-note span{color:#ffc06f}
.sbe-model-date{margin:16px 0 0;color:var(--ink-soft);font-size:.72rem}

.sbe-faq{background:var(--bg)}
.sbe-faq-list{display:grid;gap:10px;max-width:900px;margin:0 auto}
.sbe-faq-list details{border:1px solid var(--line);border-radius:16px;background:var(--card);overflow:hidden}
.sbe-faq-list summary{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:20px 22px;list-style:none;cursor:pointer;font-weight:700}
.sbe-faq-list summary::-webkit-details-marker{display:none}
.sbe-faq-list summary span{font-size:1.25rem;transition:transform .2s}
.sbe-faq-list details[open] summary span{transform:rotate(45deg)}
.sbe-faq-list p{margin:0;padding:0 22px 22px;color:var(--ink-soft);font-size:.9rem;line-height:1.65}
.sbe-cta{padding-top:0!important}
.sbe-cta__card{display:flex;align-items:center;justify-content:space-between;gap:50px;padding:38px;border-radius:25px;background:linear-gradient(135deg,var(--teal-deep),var(--teal));color:#fff;box-shadow:var(--shadow)}
.sbe-cta__card .eyebrow{color:#fff}
.sbe-cta__card .eyebrow::after{background:var(--beak)}
.sbe-cta__card h2{margin:0 0 10px;font-size:clamp(2rem,4vw,3rem);letter-spacing:-.04em}
.sbe-cta__card p{max-width:650px;margin:0;color:rgba(255,255,255,.8)}
.sbe-cta__actions{display:flex;flex:0 0 auto;flex-direction:column;gap:10px}
.sbe-cta__actions .btn{min-width:230px;text-align:center;text-decoration:none}
.sbe-cta__actions .btn:not(.btn-beak){border:1px solid rgba(255,255,255,.45);background:transparent;color:#fff}
.sbe-noscript{max-width:900px;margin:28px auto;padding:16px;border:1px solid var(--line);border-radius:12px;background:var(--card);color:var(--ink);text-align:center}

@keyframes sbeBreathe{0%,100%{transform:scale(.88);opacity:.66}50%{transform:scale(1.16);opacity:1}}

@media(max-width:980px){
  .sbe-hero__grid{grid-template-columns:1fr;gap:38px}.sbe-hero__panel{max-width:560px}
  .sbe-calculator-layout{grid-template-columns:1fr}.sbe-results{position:relative;top:auto}
  .sbe-method-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .sbe-cta__card{align-items:flex-start;flex-direction:column}.sbe-cta__actions{width:100%;flex-direction:row}.sbe-cta__actions .btn{min-width:0}
}
@media(max-width:760px){
  .sbe-page section{padding:72px 0}.sbe-hero{padding-top:36px!important}.sbe-breadcrumb{margin-bottom:36px}
  .sbe-section-heading{align-items:flex-start;flex-direction:column;gap:16px}.sbe-field-grid{grid-template-columns:1fr}
  .sbe-benchmark-grid{grid-template-columns:1fr}.sbe-benchmark-grid article{min-height:0}.sbe-policy-note{grid-template-columns:1fr;gap:18px}
  .sbe-form,.sbe-results{padding:22px;border-radius:20px}.sbe-form__actions{align-items:stretch;flex-direction:column}.sbe-form__actions .btn{width:100%}
  .sbe-cta__actions{flex-direction:column}.sbe-cta__actions .btn{width:100%}
}
@media(max-width:520px){
  .sbe-hero__copy h1{font-size:clamp(2.7rem,15vw,4rem)}.sbe-hero__copy>p{font-size:1rem}.sbe-proof{display:grid;grid-template-columns:1fr 1fr}
  .sbe-hero__panel{padding:21px}.sbe-hero__mini-grid,.sbe-result-grid{grid-template-columns:1fr}
  .sbe-method-grid{grid-template-columns:1fr}.sbe-method-grid article{padding:16px}.sbe-cta__card{padding:27px 22px}
}
@media(prefers-reduced-motion:reduce){.sbe-page *{scroll-behavior:auto}.sbe-hero__panel-top i,.sbe-verdict-pill i{animation:none}.sbe-score__track i{transition:none}}